• What is Financial Leasing?
• When to use Financial Leasing facility?
• What are the benefits of using Ahli Bank Financial Leasing facility?

What is Financial Leasing?
It is a contractual agreement between the financial leasing company (Lessor) and the client (Lessee) by which the Lessee is entitled to benefit from the leased assets during a specified period of time against periodical installments agreed upon beforehand (leasing installments), provided that the ownership of the leased assets is transferred at the end of the contract’s duration to the lessee automatically, or against an already agreed upon amount with the “option to buy” the leased asset during the contract’s duration.

Assets that can be leased can be Cars, Medical equipment and other industrial equipment and machinery, medical equipment and supplies, office equipment, various means of transportation and any other asset.

When to use Financial Leasing facility?
Any business can use financial leasing to finance any fixed asset, like machinery, equipments, buildings..etc. This flexibility in financial leasing allows you room to better plan and manage your loans.

Sectors that can benefit from Financial Leasing include:

• Individuals Sector (Retail)



• Transportation Sector



• Industrial Sector



• Medical Sector



• Tourism Sector



• Educational Sector



• Communication Sector and other services

• Financing percentage that reaches up to 85%.



• Using the leased asset as a source of payment and as a main guarantee.



• Possibility of fixing the installment and return during the leasing period.



• Fixed installments or the rate of the leasing installment can be in proportion with the client’s (lessee) cash flow.



• Duration of the leasing period to be in proportion with the production age of the leased asset.



• Encouraging the continuous updating of assets to keep pace with technological developments.



• Possibility of paying the sales tax with the leasing installments and its deductions.



• Providing leasing alternatives for the lessee.



• Tax advantages, since the Lessee is entitled to depreciate the leased asset as well as to consider interest paid as expenses.



• Confidentiality since the information provided by the Lessee is totally confidential and shall not be viewed by any party that is not related to the financial leasing process.

To apply

Visit any of our branches in Palestine and fill in the application form, and your account will be opened instantaneously. To learn about the locations of our branches call us 970 2 2959343